Rights Matters

Most for-hire passenger carriers in California must be licensed by the CPUC before they can legally operate. This includes common carriers like limousines, airport shuttles, charter buses, and similar services.

CPUC issues: Charter-Party Carrier (TCP) permits and certificates – required for carriers that transport passengers by prearrangement and are compensated on a time/mileage basis.

Every Charter-Party Carrier (TCP) vehicle must display its TCP permit number (e.g. TCP ######) issued by the California Public Utilities Commission (CPUC) and it will typically be displayed on front/rear bumpers or side doors. The stickers/decals should look official, not handwritten or temporary.

How to check:

  1. Visit https://tcportal.cpuc.ca.gov/TCP/s/ and enter in Carrier Name, PSG#, or VCC# to verify that the carrier's license/permit is active and insurance is on file.
  2. Ask to see the TCP Certificate from the driver.

Before you engage a carrier, confirm they have the required liability and insurance filings on record:

CPUC requires all licensed carriers to have public liability and property damage insurance on file before operating.

Minimum liability requirements vary by vehicle size (e.g., up to $1,000,000).

Workers' compensation insurance may also be required if the carrier employs drivers.

Key distinction:

  • Licensed TCP vehicle → Commercial auto insurance (min. $750,000)
  • Unlicensed vehicle → Personal auto insurance (Excludes paid rides. If an accident occurs in an unlicensed vehicle, passengers may not be covered and they have to bear all expensive medical expenses by themselves).

Verification: Ask to see the Certificate of Insurance (COI) and confirm that it matches the CPUC's database status.

Commercial Plate

Format: 54157R2

Commercial Plate

Standard / Personal-Style Plate

Format: 5UMH719

Standard Plate
They can also be personalized or special interest plates.

These are classic signs of illegal, unlicensed operation. Avoid the ride if:

⚠️No TCP number is visible on the vehicle front & rear bumpers, or side doors.

⚠️Drivers cannot show his TCP Certificate issued by California Public Utilities Commission (CPUC)

⚠️Drivers refuse to show his commercial auto insurance with coverage liability of up to $1,000,000.

⚠️Driver claims "commercial auto insurance is the same as private auto insurance"

⚠️Cash-only ride with no receipt

⚠️Vehicle has personal plates (not commercial plates)

ItemPersonal PlateCommercial Plate
Visual appearanceWhite / red / blueSame
DMV registrationPersonal useBusiness use
InsurancePersonal auto (not cover for paid ride)Commercial auto (liability coverage up to US$1,000,000)
Paid passengers allowed❌No✓Only with TCP
Passenger protectionLimitedHigh (when licensed)